Are you thinking about co-signing on a loan? If you’re looking to help out a family member or loved one, this is a great way to do that as a co-signer can help overcome stress testing and borrowing limits. However, it is important to be aware of the implications when co-signing on any loan. Credit History: If you are acting as a co-signer or guarantor on any loan, you essentially allow them access to your credit history. This means, if the borrower is late on the payments or there are issues with the loan, it will affect your credit score as well as theirs. Legal Implications: Always be sure to understand the taxes, legal and estate situations that go along
MORTGAGES | LIFE INSURANCE | INVESTMENTS
MORTGAGES LIFE INSURANCE INVESTMENTS
Hire a Hero to help you to deal with the banks and bureaucrats on your behalf!
Unfortunately, we live in a world where financial literacy can often be assumed when, in reality, this is something that many struggle with and are afraid to admit it. At Finance Hero, it’s our goal to ensure that our clients are being well taken care of through proper communication, goal-setting, and performance reviews.
Mortgages Refinances Renewals
Mortgages are Offered Through Dominion Lending Centres FC Funding
As a mortgage agent, I generally serve the Durham Region although I am able to assist in all of Ontario. I specialize in first-time homebuyers and gently guiding you through this crazy process. I understand it is a scary, and confusing process and I am here to help!
Mortgages with Finance Hero are powered by Dominion Lending Centres FC Funding license #10672
Click on one of the options below to begin your online application process instantly!
Investments Mutual Funds
Mutual funds are Offered Through Investia Financial Services Inc.
Mutual funds are based on a simple principle: pooling your money with that of many other investors in order to offer you access to global markets and a large selection of investments, as well as the flexibility to invest whatever you want, whenever you want.
Mutual funds, approved exempt market products and/or exchange traded funds are offered through Investia Financial Services Inc.
Please set up a meeting using the link below to get started with your investment.
Life Insurance Disability Insurance Group Benefits
Insurance Services are Offered Through BridgeForce Financial
The decision to buy insurance to protect against a certain risk is usually based on some determination that there aren’t sufficient personal resources to cover the resulting financial loss. An insurance analysis is the only way to properly assess your financial situation to determine how much, if any, of the risk you are able to assume, and how much of it should be transferred to an insurance company.
Let’s talk about escrow! While this arrangement may not necessarily impact your mortgage, it can
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When it comes to purchasing a home, most offers include conditions or subjects, which are
As adults, we all know the critical importance of managing money wisely and the impact
Your payment schedule is the frequency that you make mortgage payments and ranges from monthly
When traditional lenders (such as banks or credit unions) deny mortgage financing, it can be